The Standard Chartered bank offers an unsecured personal loan program called the Smart credit Educational plan with the goal of assisting borrowers in realizing their aspirations and living life to the fullest. This Smart Credit Educational Loan can pay tuition and living expenses. Students with the help of family and friends who have a full-time job can apply for this loan. The smart credit loan offers an unsecured personal loan to help you realize your dreams and live life to the fullest.

About the Standard Chartered Bank Students Loan

Standard Chartered Bank is offering Nigerian students smart credit loans, which is an unsecured personal installment loans. Students with the help of friends and family who are employed full time can apply for the loan. Nigerian students can apply for smart credit loans from Standard Chartered Bank, which are unsecured personal installment loans.  The Smart Credit Educational Loans can help with living expenses and other charges, as well as paying for tuition and other personal purchases like clothing and cars. Smart Credit Educational Loan offers you a quick and convenient personal financing solution, whether to buy a car, pay tuition for a graduate degree, or to improve your home. The loan comprises:

Monthly repayments of the loan, for up to 6 yearsAbout 10 million can be borrowedIn a situation of death, credit life insurance is provided, which helps relatives not to be responsible for the bank

ELIGIBILITY

Loans are granted at the sole discretion of Standard Chartered Bank and only to customers who meet the eligibility criteria. Other terms and conditions apply:

Certified identification documentAt least a net salary of 50,000 nairaConfirmation letter from employer

REQUIREMENTS

Application form completed and signedPayment statements for the last 3 monthsBank statements for the last 3 monthsCopy of organization identity cardForm of identification: international passport, driver’s license, voter’s card, National identity cardWhere needed, birth certificateIt will open a letter of confirmation from your employer to confirm that a salary account for you in Standard Chartered bankDocuments showing the place of residence and utility bills

How to apply

Click here for more information on how to apply

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